SC - Your Captive Home

A Robust & Thriving Captive Marketplace


South Carolina has long been considered one of the top 5 mature domiciles in the Western Hemisphere. Since captive enabling legislation was passed in 2000, we have focused on developing the infrastructure, resources, and staffing to provide our captive owners with a robust and thriving captive marketplace. The result is a well-rounded domicile that can address your captive needs whether they be large or small, simple or complex.

The captive industry continues to grow in South Carolina with 235 active captive insurance companies as of February 2026. A total of 15 new captive insurance companies were licensed in 2025. The trend for the future looks very promising!

This growth would not be possible without a dedicated staff of experienced captive professionals, a business focused mindset, and of course, charming Charleston!

South Carolina licenses a variety of captive insurance companies including pure captives, risk retention groups, special purpose captives, sponsored captives and cells, association captives, branch captives, and special purpose financial captives. From year to year, pure or single-parent captives typically comprise the largest percentage of South Carolina's captive insurance companies. Following closely behind pure captives are special purpose captives and risk retention groups. 

Types of active captives bar large feb 2026
Types of active captive large Feb 2026

South Carolina has great diversity in the industries that form and operate captive insurance companies. The industries represented in South Carolina's active captives include healthcare, energy, real estate, transportation, finance, construction, and more. 

South Carolina Active Captive Insurance Companies by Industry February 2026

Parent organizations of captive insurance companies domiciled in South Carolina range from small to midsized firms, to some of the world's largest and most successful companies. The risk management and risk financing programs of these companies are among the most sophisticated and successful, making full use of the versatility and flexibility their South Carolina captives offer. 

Captives by net written premium Feb 2026
Professional Help
We also have the professionals to help guide you in the formation and operation of your captive. Nine of the world’s top 10 captive management firms operate in South Carolina.